🇯🇲 Jamaica's first Bitcoin wallet

Buy it.
Send it.
Spend it.

Flash is the easiest way to own Bitcoin in Jamaica — and the fastest way to send money home. Get started in minutes with your Jamaican bank account.

10k+ Downloads
2,500+ Active users
🇯🇲 🇰🇾 Jamaica · Cayman Islands

One App

Three ways to change how
Jamaica moves money

Flash works for everyone — whether you're buying Bitcoin for the first time, sending money home, or running a business.

01 / Buy

Buy Bitcoin in Jamaica

First in Jamaica. Buy Bitcoin directly with your Jamaican bank account — no foreign exchange desk, no overseas account needed. Simple, local, and fast.

  • Pay with JMD from your local bank
  • Receive Bitcoin instantly in your wallet
  • Track the price in real time
  • Available in Jamaica and Cayman Islands
Download Flash Download the app to get started

02 / Send

Send Money Home

Flash charges nothing to send money. Transfer Bitcoin over Lightning rails in seconds — and when your family spends it at a Flash merchant, the whole trip costs nothing.

  • Flash transfer fee: zero
  • Arrives in seconds, not days
  • Spend at Flash merchants — completely free
  • Cash out to a Jamaican bank account
See how it works

03 / Spend

Spend & Earn Rewards

Tap to pay at any Flash merchant with your Flash Card. Earn cashback on every purchase. The more you spend locally, the more you save — and the more remittances cost nothing.

  • Tap-to-pay Flash Card
  • Cashback on every purchase
  • Works at all Flash-enabled merchants
  • Accepted on Lightning globally
Find merchants

Send Money Home

The honest
fee breakdown.

Flash charges zero to transfer money over Lightning. Cash out to a Jamaican bank costs 2%. Spend at a Flash merchant — pay nothing at all.

Buy Bitcoin (US exchange) Third-party cost — depends on your exchange
1 – 3%
⚡ Flash transfer fee Lightning Network — instant
Free
Flash cash-out to Jamaican bank Flash fee to convert to JMD and deposit
2%
Spend at Flash merchant No cash-out needed — zero conversion cost
Free

When your family spends Flash at a local merchant, the whole remittance is free — no on-ramp, no cash-out, no conversion. That's why every new Flash merchant makes remittances cheaper for everyone.

How a Flash remittance works

1
Buy Bitcoin in the US Use Strike, Cash App, or any Bitcoin exchange with your US bank account.
~1–3% exchange fee
Send via Flash on Lightning Money arrives in Jamaica in seconds. Flash charges nothing.
Flash fee: zero
3a
Option A — Spend at Flash merchant Groceries, restaurants, shops. Tap to pay. No conversion needed.
Total cost: zero
3b
Option B — Cash out to bank Flash converts to JMD and deposits to your Jamaican bank account.
2% Flash cash-out fee

Western Union charges 5–7% on a $200 remittance — roughly J$1,800. Flash's transfer fee is zero. Cash-out to bank is 2%. Spend at a Flash merchant and pay nothing at all.

For Business

The ecosystem that makes it work

Every Flash merchant in Jamaica is a node in a system where remittances cost nothing. Flash POS and the Flash Card are how that system grows.

RaggaMuffin Café — a Flash merchant in Jamaica

Flash POS

Accept Bitcoin payments at your business. Works on any device — phone, tablet, or dedicated terminal. Real-time reports, no chargebacks, no hidden fees. Settlement in seconds.

Any device Instant settlement Real-time analytics No chargebacks
Set up your business
Flash tap-to-pay card

Flash Card

Your Flash balance, on a physical card. Tap to pay at any Flash merchant. Earn cashback on every purchase. Works offline. Accepted everywhere Lightning payments are accepted globally.

Tap to pay Cashback rewards Works offline Global acceptance
Find where to spend

Ready to accept Flash at your business?

Join the growing network of Jamaican merchants accepting Bitcoin payments. Setup is free, takes under 30 minutes, and requires no hardware.

Get Flash POS See merchant map
10k+
Downloads on Android & iOS
2,500+
Active users in the Caribbean
2
Countries — Jamaica & Cayman Islands
#1
Bitcoin wallet built for Jamaica
Flash merchant in Jamaica
RaggaMuffin Café
Flash Merchant · Kingston, Jamaica 🇯🇲

What merchants say

"Mi used to stress every time mi need fi send money. Western Union lines long, fees high. Now? Flash it in 2 minutes from mi phone."

— Real Flash user from Kingston

"Accepting Flash at the café was easier than I expected. My customers love it — especially the ones whose families send money from abroad. They just spend it here, no conversion needed."

— Merchant, RaggaMuffin Café · Kingston
Join 2,500+ users

For Developers

Build on Flash

Integrate Lightning-native payments into your application. RESTful API, WebSocket events, and full documentation. Built on Bitcoin.

Questions? We're here.

Reach the Flash team directly. We reply fast.